What Is Teito?

Teito is an innovative mortgage comparison service from the people behind Echo Finance, an acclaimed, whole-of-market mortgage brokerage with expert advisors across the UK.

We founded Teito with the aim of taking the stress out of the mortgage journey, allowing customers to source their own rates and deals for free. We have brokers on hand to support you along the way by providing expert advice and overseeing your application.

Our parent company was founded in 2012, and Teito is a key part of its offering as a place to turn for a streamlined mortgage journey. We launched the service in early 2021 and it has since helped us serve more than 30,000 satisfied customers this year, and counting.

The impeccable service we provide hasn’t gone unnoticed, as our parent company is 5-star rated on Google and was nominated for ‘Best Large Broker’ at the 2023 TMA Awards.

Teito is fully regulated by the Financial Conduct Authority and is reviewed annually by an independent compliance company. All of our brokers and financial advisors hold industry-standard qualifications, such as CeMAP and DipMap, where required.

Services We Provide

We provide a free, whole-of-market comparison service that you can use to source your own mortgage rate and apply for an agreement in principle online. We also offer independent advice about mortgages and other financial products through our network of advisors.

Our expert mortgage brokers and financial advisors can help you with the following:

  • Residential mortgages:
    Everything from fixed-rate to tracker mortgages for first-time buyers, homemovers and remortgage borrowers
  • Specialist mortgages:
    For borrowers who fall outside of standard lending criteria, including people with bad credit, self-employed professionals and more
  • Later-life lending:
    Including advice on equity release, mortgages for pensioners and retirement interest only (RIO) mortgages
  • Bridging & commercial:
    We have specialist advisors on hand for commercial mortgages, bridging loans, development finance and more
  • Insurance & protection:
    Including life, home and critical illness cover for families and individuals, as well as landlord and business protection insurance

Meet the Team

We currently have 28 advisors on our books, in addition to admin and compliance staff, and marketing professionals. You can find out more about the Teito team below:

Lee Trett

Lee Trett

Mortgage Advisor & Director

Lee, one of our senior managers, is the co-founder of Teito and a fully-qualified mortgage, protection and equity release advisor. He holds CeMAP and CeRER qualifications and has been providing mortgage advice since 2007, specialising in the residential market.

John Tarazi

John Tarazi

Mortgage Advisor & Director

John is a co-founder of Teito, having started the service with business partner and fellow mortgage advisor Lee Trett in 2021. Before this, John and Lee founded our parent company, the whole-of-market mortgage brokerage Echo Finance, back in 2012.

Mark Langshaw

Mark Langshaw

Head of Content

As our Head of Content, Mark is responsible for writing, editing and commissioning all of the written content you will find on Teito, including our guides and mortgage information pages.

Chris Duckworth

Chris Duckworth

Head of Bridging and Commercial

Chris is a CeMAP-qualified mortgage advisor and our resident expert on all things related to commercial mortgages, bridging finance, development finance and business finance.

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Andy Hill

Home Insurance Advisor

Andy is an experienced protection specialist who provides advice on home insurance, buildings and contents insurance, and other types of policy to Teito’s customers.

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Craig Oliver

Equity Release Specialist

Craig is a later-life lending specialist who provides advice on equity release, RIO mortgages and other products aimed at older borrowers for Teito’s customers.

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Robert Zonenblick

Senior Protection Advisor

Robert is a senior protection advisor at Teito. His areas of expertise include life insurance, critical illness cover and arranging bespoke policies for complex customers.

Get your mortgage in principle certificate in 5 minutes

Choose Your Own Mortgage

Our Values

Teito was founded to empower customers on their mortgage journey, allowing them to source their own mortgage or remortgage deal, stress-free. Our core values are:

  • Stress-free mortgage journeys
    Our process is designed to be as simple and straightforward as possible
  • Customers for life:
    Once you're on our team, we support you through life's financial challenges
  • Solid, expert advice:
    Our team of experienced advisors has helped many people like you
  • Mortgages for all:
    Whatever your background or situation, we believe everyone should be entitled to a mortgage

Article Writing Policy

The articles you will find on our website were carefully crafted to provide you with helpful information before you speak to a broker or source a mortgage deal. You will find everything from the latest criteria information, to how to apply for specific products on Teito.

Our content was written by writers who specialise in financial services copy, and is then reviewed by one of our mortgage brokers or financial advisors to ensure it’s fully accurate and compliant, and that all of the criteria information we are providing is up to date.

The content of our articles does not constitute financial advice, and should be viewed as background information to help prepare you for a finance application.

Our Process

You have two options when you get started with Teito: you can select the option to speak with an advisor straight away or source a mortgage yourself. If you want to choose your own mortgage deal, follow the steps below:

1

Click ‘Get Started’

Hit the button below and enter a few quick details. It takes less than 60 seconds to begin the mortgage process with us

2

Compare Quotes Online

Next you can view rates and deals from across the entire market online and choose the one you want in real time

3

Apply Online

We’ll take it from here and have an expert mortgage broker on hand to ensure you have chosen the best deal for you

Get Started

FAQs

The best way to compare the mortgage market is to have a whole-of-market mortgage broker search for the best deal for you. Going directly to the bank or carrying out a quick search on Google will limit the number of lenders and deals available to you.

Our mortgage brokers have access to the entire market, including exclusive deals that aren’t accessible to the general public, and their knowledge, experience and lender contacts can boost your chances of saving time and money in the long run.

They will provide you with a bespoke selection of the best deals you qualify for, provide tailored advice on which one to choose, and help you secure the best rate.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.