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Accord Mortgages is the intermediary-only subsidiary of the Yorkshire Building Society. This means they offer mortgages not available to the general public, but as a whole-of-market broker, at Teito we can offer Accord Mortgage deals as part of our portfolio.
Accord Mortgages offer a range of mortgage products up to 95% LTV, including New Build, Help to Buy, Interest Only, Offset and Buy to Let mortgages.
At Teito, our team of experts work with hundreds of lenders, including Accord Mortgages, to find the perfect mortgage for you. Whatever your situation, we make sure you get the best deal possible. Get started comparing Accord Mortgages deals online now.
Accord Mortgages is part of the Yorkshire Building Society Group.
No, Accord Mortgages are an intermediary-only lender. This means that the mortgage deals they offer are available via a mortgage broker only, rather than directly to consumers.
Accord Mortgages uses both Equifax and Experian as credit reference agencies.
Yes, if the individual providing the gift is an immediate family member, cash gifts towards the purchase of a property can be accepted. The following are considered immediate relatives: Mother, Father, Brother, Sister, Child, Grandparent, Grandchild.
Yes, you can make overpayments with Accord Mortgages up to 10% a year. You may incur an early repayment charge if this threshold is exceeded.
How much you can borrow with Accord Mortgages will depend on your individual circumstances. All new build lending over 85 per cent LTV and all lending over 90% LTV has a maximum loan-to-income ratio of 4.49.
According to data from Which, Accord Mortgages scored 15 out of 16 mortgage lenders when it came to customer satisfaction. They mainly offer fixed rate deals with an initial period of between 2 to 10 years.
Yes, Accord Mortgages may accept mortgages to borrowers who have a poor credit history. However, all applications are subject to status and will be assessed on an individual basis.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.