Head of Content
Mortgage Advisor & Director
Together
About Together
Together are a reputable bridging loan provider that we have a deep working relationship with. We often refer our customers to them, but only after ensuring they are the perfect fit for the client, having explored every possible alternative.
If you are interested in applying for bridging finance with Together, it’s essential to speak to an adviser first. They can establish whether Together is the right provider for you, compare their rates with the rest of the market, and help you secure the best deal.
Compare Together bridging loan rates for FREE
You can use our bridging loan advisers to compare the latest bridging loan rates for Together with deals from other providers across the market.
They will round up personalised quotes from Together and alternative lenders and offer bespoke advice on which one to choose.
To get started, fill in our quick online form below and one of our expert bridging loan advisers with be in touch today!
What type of bridging loans do Together offer?
Together offer bridging loans on a short-term interest-only basis for a range of different purposes, but mainly for buying property in circumstances where a mortgage is not viable.
Although Together have a strong track record in the bridging finance space, approaching them directly for a loan is not recommended. Limiting yourself to this lender means you are restricted to one range of products when there is an entire market out there.
If you’re interested in applying for a bridging loan with Together or finding out more about their product line, it’s a good idea to consult with an independent adviser first.
Our specialist bridging loan brokers can review what kind of deals Together would be prepared to offer you and compare this with the rest of the market, including products from specialist lenders and broker-only deals, to ensure you find the ideal loan for your needs.
Eligibility criteria
Together are flexible with their bridging loan eligibility criteria due to the bespoke nature of this type of finance. They will judge creditworthiness on the strength of the exit strategy. The more likely yours is to pay out and cover the loan, the better your approval chances.
With a strong exit strategy, such as an pre-agreed remortgage or sale of the property/asset the loan will be secured against, it may be possible to get a Together bridging loan with:
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Bad credit
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Fluctuating income or limited trading history
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The borrower being over 75
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Limited experience owning or developing property
An independent bridging finance adviser can break down Together’s bridging finance criteria in full and inform you whether they are the best fit for your needs.
What interest rate should you expect?
Together’s bridging loans typically come with significantly higher interest rates than mortgages but are designed to be a short-term solution until your exit strategy pays out.
The exact interest rate and fees they will charge you will be determined on a case-by-base basis due to the flexible and bespoke nature of this type of finance.
The best way to ensure you get a competitive rate on your bridging loan is to have an independent adviser compare Together’s latest deals with the rest of the market. They will also offer you personalised advice on which deal best fits your requirements.
Are Together a good bridging finance lender?
Together have a good reputation in the bridging finance sector but whether they are a “good” fit for you depends on a number of factors. There could well be a better lender out there for your loan, which is why it’s a good idea to speak to a broker before you begin.
If you’re keen to see how other customers have fared with Together, you can take a look at their average rating on leading consumer review aggregations services like TrustPilot.
For a more in-depth assessment of their products and services, speak to a bridging finance broker. They can advise you whether Together would be a “good” option for your bridging loan based on your needs, requirements and a review of the alternatives.
Do you need a broker to apply for a bridging loan with Together?
It is always recommended that you apply for a bridging loan through a specialist broker, whether the lender you are considering approaching is Together or another provider.
Some bridging finance providers can only be accessed through an independent broker, and even the ones that are open to the public often have exclusive deals available for customers who apply through an adviser.
Moreover, this can be a complex and risky form of borrowing that you should only really consider after taking professional advice first and guidance throughout the process.
Here are some of the benefits of applying for a Together bridging loan through a broker:
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They will compare Together’s deals with every alternative to ensure you get the best deal
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Exclusive rates and deals may be available through a broker
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They will guide you through every step of the application process
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You can get help with your exit strategy
You can take advantage of a free, no-obligation chat with an independent bridging finance provider on Teito to explore your options - get started here.