About Just Mortgages

Equity release is a way of releasing the equity (cash) tied up in your home without having to move out. Just Mortgages provides clear information and guidance on what Equity Release options are available to you. They offer flexibility and a variety of options to help you design personalised solutions for each client.

When considering equity release, it's important to understand that the loan amount and any built-up interest is paid back by selling the property when the last borrower dies or when they move into long-term care. Additionally, upon completion of your equity release, it will be the equity release lender that has the first charge on your property, replacing your existing mortgage.

Before deciding whether equity release is right for you, make sure you consider all other options such as downsizing or taking out a conventional mortgage.

It's also important to ensure that you meet certain criteria such as being mortgage-free or having only a small mortgage left on your home before taking out an equity release product with Just Mortgages.

At Teito, our experienced financial advisors are available to help you decide if equity release is the right choice for your needs. Speak with us today and learn more about Just Mortgages and how they can help you make the most of your retirement.